Final Expense

Final Expense Insurance allows the family to feel secure knowing that the funeral costs, burial costs and other arrangements are already taken care of should a loved one pass away.

Help your family deal with death expenses.

Losing a loved one is an extremely difficult experience. Picking up the pieces while dealing with the accompanying emotions can be stressful. There are also many expenses associated with death that can, on average, exceed $9,500.

Without a final expense life insurance policy, most families have a hard time coming up with these funds quickly. Final expense life insurance can save families from having to withdraw from their savings or sell precious assets to come up with the necessary funds required to bury a loved one.


What Is Final Expense Life Insurance

While most people don’t like to talk about end-of-life issues, it is important to plan for them. Expenses associated with death, such as caskets and embalming, can have a substantial financial impact on those you love. Final expense life insurance can help protect loved ones from having to pay these costs out of pocket.

In 2014, the average funeral exceeded $9,500. This number is rising each year. In most cases, a basic funeral service will include a memorial, death certificates for the deceased, and housing the remains. In addition to those costs, there are also charges involved for goods and services, such as transportation, preparation and embalming, use of the funeral home, a casket and headstone, a burial plot, gravesite, the burial service or alternatively, cremation. There may also be additional costs, such as flowers and the printing of memorial cards.

Get a final expense life insurance quote.

All situations are different, so its important to determine the right amount of coverage for your specific needs.  Working with an experienced Family Legacy Protection agent can help you come up with the ideal plan for your needs and family.